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Provide the Proper Umbrella Coverage to Your Clients

Personal Umbrella Coverage Guide, Second Edition, enables you to quickly master the inner workings of umbrella policies and their interaction with underlying homeowners and auto insurance, so that you can confidently advise clients and build your personal-lines book of business.

This practical resource clarifies key concepts and topics and analyzes the issues surrounding:
» The difference between excess and umbrella coverage
» Potential gaps and endorsements that may cover these gaps
» Motor vehicles, watercraft, and recreational vehicles
» Motor vehicles for business use, use by an organization, legal representatives, non-owned vehicles and common exclusions
» Reciprocal and retaliatory laws
» Reinsurance intermediaries
» Viatical settlement brokers/providers
» Differences among adjusters
» Pre-licensing education and examination requirements
» CE requirements
» Risk retention and purchasing groups
» Licensing regulations
» Taxes and fees, including stamping fee
» Surplus Lines Associations
» Independently procured insurance, including rules and the industrial insured exemption

The revised second edition of Personal Umbrella Coverage Guide now includes an all-new:
» Explanation of updated policy forms
» Chapter on exclusions
» Discussion of MSO forms
» Analysis of newly added exclusions, including those surrounding the internet, Facebook, Twitter, electronic aggression, and more—with expert analysis of relevant cases
» Examination of pollution and pollutants
 
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Personal Umbrella Coverage Guide, 2nd Edition

Diane W. Richardson, CPCU
Print ISBN: 978-1-941625-71-6
Page Count: 160 | Product #: 5480002
Price: $98.00
 
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