July 29, 2010

Most Read Articles

Election Could Change Property Market

The fate of Florida's fragile property insurance market may depend heavily on what happens in the next round of elections. This year voters will choose not only a new governor but an entirely new Cabinet. The winners will control the regulation of property insurance in Florida and be responsible for deciding whether to keep or to replace current Insurance Commissioner Kevin McCarty.

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Writing Employee Benefit Plans in the New Normal

The only thing certain about the future of the employee benefits market today is uncertainty. The marketplace is a work in progress due to the Patient Protection and Affordable Care Act enacted by Congress. With significant changes on the horizon, now is the time for all agents to begin educating themselves, whether they work primarily on the Property & Casualty side or in the Life & Health arena.

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Public Adjusters and RCV - The Messenger and the Message

Florida is the only venue in the entire world that does not have a hold back provision for replacement cost in homeowner policies. This is an open invitation for bad faith actions by public adjusters. We must limit the activities of public adjusters and completely eliminate the prohibition against a replacement cost hold back provision.

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House Establishes Federal Insurance Office

The House has taken an important step toward reforming financial services industry regulation by passing legislation that would for the first time establish a federal office designed to deal with insurance activities. The legislation also contains a provision that climaxes an eight-year insurance industry effort to modernize and substantially streamline the surplus lines and non-admitted market.

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