Homeowners Insurance
7th Circuit: "Residence Premises" Is Ambiguous and Includes Mobile Homes on Property in which Insureds Live
The U.S. Court of Appeals for the Seventh Circuit, reversing a district court's decision, has ruled that the term "residence premises" in a homeowner's policy was ambiguous and included the mobile homes in which the insureds were living that were located on the same lot as the insureds' house. Read More

Homeowners Insurance
Motor Vehicle Exclusion in Homeowner's Policy Barred Coverage of Claims after Two-Year-Old Was Run Over in Driveway By Insured's Pickup Truck
Reversing a trial court's decision, a California appellate court has ruled that a motor vehicle exclusion in a homeowner's insurance policy barred coverage of claims against the insured homeowner and his wife after he accidentally ran over his granddaughter with his pickup truck. Read More

Automobile Insurance
Policy Prohibited Trial Court from Vacating Arbitration Award, Appellate Court Decides
An intermediate appellate court in New York has ruled that a trial court should not have vacated a $10,000 award in favor of an insured to award the insured the full $25,000 supplementary uninsured/underinsured motorist ("SUM") benefits available under her automobile insurance policy. Read More

Employee Benefits
No Death Benefits to Beneficiary Where Longtime Employee Had Not Been Working 30 Hours per Week and Thus Was Not Covered by Policy, Despite Employer's Belief that She Was Covered, Court Rules
A federal district court in Ohio has ruled that the life insurance beneficiary of a longtime employee was not entitled to death benefits under the policy because the employee had not been working at least 30 hours per week and, therefore, was not eligible for the insurance – even though the employer had believed that she was eligible. Read More