Homeowners Insurance
Though Insurer Had Paid Prior Claims, Appeals Court Rules that It Was Not Equitably Estopped from Denying Coverage for Fire Damage
A Michigan appellate court has ruled that an insurance policy did not cover losses to a home destroyed by a fire where the named insured was not living in the home and evidence was "ambiguous" as to whether he had been living in the home when the insurer had paid prior claims. Read More

Automobile Insurance
Electric Vehicle in Accident Had Four Wheels. Was Driven on a Public Road. But Was Not Designed for that Purpose. Coverage? No, Rules the 11th Circuit
The U.S. Court of Appeals for the Eleventh Circuit has ruled that an E–Z–GO ST Express, a four wheel electric vehicle, that was involved in an accident on a public street but that was not "designed for use mainly on public roads" was not covered by the driver's parents' automobile insurance policy. Read More

Automobile Insurance
Michigan Insurer Is Subject to Florida Jurisdiction in Bad Faith Case, Appeals Court Decides in Reversing Trial Court
Reversing a trial court's decision, a Florida appellate court has ruled that a Michigan auto insurer that only issued policies to Michigan drivers was subject to Florida's long arm law in a bad faith case. The appellate court distinguished a Florida Supreme Court decision reaching a different result in a case involving personal injury protection benefits. Read More

Life Insurance
Estate of Husband Who Killed Wife and Then Himself Could Not Receive Proceeds of Her Life and AD&D Policies, Court Rules
A federal district court in Louisiana has ruled that the estate of a husband who killed his wife and then himself was not entitled to receive the proceeds of a life insurance policy and an accidental death and dismemberment policy on the wife. Read More