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                | TODAY'S TOP DEVELOPMENTS | Thursday, September 22, 2016 |  
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| Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company. 
 
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| Exclusions
 "Wet Rot" Exclusion in All-Risk Policy Precluded Coverage for Rotted Roof Trusses, Michigan Appeals Court Says
 An appellate court in Michigan, affirming a trial court's decision, has ruled that a "wet rot" exclusion in an all-risk insurance policy precluded coverage for damage to the insured warehouse. Read More
 
 Homeowners Insurance
 "Earth Movement" Exclusion Precluded Coverage for Loss Caused by Rockfall That Destroyed Insured Home, Utah Court Rules
 Losses caused when a rockfall destroyed an insured home were excluded from insurance coverage under the policy's earth movement exclusion because the rockfall amounted to a "landslide," a federal district court in Utah has ruled. Read More
 
 Verdicts & Settlements
 Couple Settles With Driver Who Allegedly Turned Left Without Due Care
 Two plaintiffs have settled a lawsuit with a driver who allegedly made a left turn in front of them without taking appropriate care. Read More
 
 Eye on the Experts
 A Tough Pill to Swallow for Insurers — Seventh Circuit Finds Defense Owed for State's Prescription Drug Suit
 This Eye on the Experts article explains a recent U.S. Court of Appeals for the Seventh Circuit ruling that a general liability insurer's duty to defend suits seeking damages "because of bodily injury" was triggered when the state of West Virginia sued a pharmaceutical distributor, alleging it had contributed to an epidemic of prescription drug abuse, causing the state to spend money to care for addicted citizens. Read More
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| View All Case Law Developments
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| Federal Actions
 U.S. Transportation Department Issues Federal Policy for Testing and Deployment of Automated Vehicles
 The U.S. Department of Transportation has issued a federal policy for automated vehicles, laying a path for the testing and deployment of new auto technologies. Read More
 
 In the States
 New York Licenses "Peer to Peer" Insurance Company: Lemonade
 Lemonade, a "peer to peer" insurance company, has been licensed by New York to sell property/casualty insurance in the state. Read More
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| View All Legislative/Regulatory Developments
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| Greenberg Traurig Adds Insurance Defense Litigator Joel Max Eads in Philadelphia    Read More |  
                     
                     
                     
                     
| XL Catlin Uncovers Enhanced Professional Liability Insurance Policy Form for Design Professionals     Read More
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| The Standard Names Liz Fouts Second Vice President and Associate Counsel in Retirement Plans and Individual Annuities    Read More
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| Hiscox to Launch Collateralized Reinsurance ILS Capability    Read More
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| Technology Is Driving Long-Term Transformation of Insurance Industry; Price Levels Expected to Stabilize   Read More
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| View All Industry News
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                          | INSURANCE COVERAGE LAW REPORT
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| View Entire Summer Insurance Coverage Law Report
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| View Insurance Coverage Law Report Archives |  
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                  |  | Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal
 vspears@alm.com
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              | FC&S Legal Editorial Advisory Board |  
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                  | Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Cope Ehlers, P.C.
 Anjali C. Das, Wilson Elser
 John F. Finnegan, Chadbourne & Parke LLP
 Michele L. Jacobson, Stroock & Stroock & Lavan LLP
 Timothy P. Law, Reed Smith LLP
 Cort T. Malone, Anderson Kill, P.C.
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                  | Richard D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP
 Anne M. Murray, Rivkin Radler LLP
 Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP
 Seth B. Schafler, Proskauer Rose LLP
 Thomas F. Segalla, Goldberg Segalla
 David D. Thamann, The National Underwriter Company
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| FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or customerservice@nuco.com.
 
 
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