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TODAY'S TOP DEVELOPMENTS Tuesday, September 16, 2014   Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Law Enforcement Coverage Commencement of Alleged Malicious Prosecution, Not Its Termination in Favor of Accused, Triggers Coverage under City's Policy, Illinois Appeals Court Rules An appellate court in Illinois, affirming a trial court's decision, has ruled that a claim for malicious prosecution against a city and its police officer triggered coverage under an insurance policy issued to the city when the alleged malicious prosecution commenced, not at the later point when the prosecution was terminated in favor of the accused. Read More Attorney's Fees Insurer Must Cover Sanctions Imposed on Insured for Intentional Misrepresentations He Made During Discovery An appellate court in Florida, affirming a trial court's decision, has ruled that an automobile insurance company was responsible for a sanctions judgment rendered against its insured for intentional misrepresentations made by the insured during pretrial discovery in a personal injury lawsuit in which the insured was the defendant. Read More Attorney's Fees Insurer's Failure to Notify Litigant of Its Disclaimer Leads Court to Order Insurer to Pay Attorneys' Fees and Litigation Costs An intermediate appellate court in New York, affirming a trial court's decision, has ruled that an insurance company that failed to inform the plaintiff in a personal injury action against its insured that it was disclaiming coverage of its insured in the action was obligated to reimburse the plaintiff for attorneys' fees and litigation costs incurred in the underlying action. Read More Automobile Insurance Appeals Court Confirms SUM Coverage for Temporary Substitute Car An appellate court in New York, affirming a trial court's decision, has ruled that an automobile insurance carrier was obligated to provide supplementary uninsured/underinsured motorist coverage to a driver injured in a temporary substitute car in the absence of any exclusion. Read More View All Case Law Developments    LEGISLATIVE/REGULATORY In the States Senior Employees at Citizens Property Did Not Violate Ethics Rules, Inspector General Finds A review by the inspector general of Florida's Citizens Property Insurance Corporation has found no violations of state ethics laws or company policy by three senior management employees following their separation from Citizens to take jobs in the private market. Read More In the States Texas Lieutenant Governor Suggests Possibility of Phasing Out Texas Windstorm Insurance Association Texas Lieutenant Governor David Dewhurst has suggested that state legislators consider the possibility of phasing out the Texas Windstorm Insurance Association. Read More View All Legislative/Regulatory Developments      INDUSTRY NEWS Swiss Re Corporate Solutions Names Andrew Lake Head of Accident and Health North America  Read More BusinessFirst Insurance Company Now Offering Workers' Compensation Insurance Coverage in South Carolina  Read More Liberty International Underwriters Hires Excess Casualty Executives  Read More Mikki K. Williams and Bruce Pichon Join XL Group's West Coast Marine Team  Read More Ironshore International Offers Property Coverage to M&A Insurance Lines Read More View All Industry News   Form Analysis Business Auto Form—Physical Damage Coverage Browse our entire library of over 2,500 insurance resources and forms.    INSURANCE COVERAGE  LAW REPORT View Entire September Insurance Coverage Law Report   View Insurance Coverage Law Report Archives   Steven A. Meyerowitz, ESQ. Director, FC&S Legal smeyerowitz@SummitProNets.com Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal vspears@SummitProNets.com FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Schuyler, Roche & Crisham, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Donald S. Malecki, Malecki, Deimling, Nielander & Associates, LLC Cort T. Malone, Anderson Kill & Olick, P.C. D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or customerservice@SummitProNets.com. FC&S Legal: The Insurance Coverage Law Information Center    LinkedIn   To ensure future delivery of email, please add admin@list.nationalunderwriter.com to your address book, contacts or safe sender list. You have received this email at %%merge members_.emailaddr_%%. 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