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TODAY'S TOP DEVELOPMENTS Tuesday, April 5, 2016     Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Attorney's Fees Alaska Supreme: Insurers May Not Recover Fees Incurred in Defending Claims Under Reservations of Rights The Alaska Supreme Court has issued an opinion, in response to questions certified by the U.S. Court of Appeals for the Ninth Circuit, prohibiting insurance companies from recovering fees incurred in defending claims under reservations of rights.  Read More Attorney's Fees Florida Supreme: Insurer Must Reveal Its Attorneys' Time Records to Victorious Insured in Bad Faith Case The Florida Supreme Court, reversing a lower court's decision in an insurance bad faith case, has ruled that the hours expended by counsel for a defendant insurance company were "relevant to the issue of the reasonableness of time expended by counsel for the plaintiff," and discovery of that information, where disputed, fell within the "sound decision of the trial court."  Read More Life Insurance Alabama Supreme: Insurable Interest Requirement Did Not Limit Change of Beneficiary The Alabama Supreme Court has ruled that a validly issued life insurance policy may be modified to substitute a beneficiary regardless of whether that beneficiary had an insurable interest in the insured's life, unless the policy provided otherwise.  Read More Automobile Insurance Montana Supreme: "Critical Focus" Under Temporary Substitute Auto Provision Was Whether Vehicle "Was in Fact Being Used" as Substitute for Insured Vehicle The Montana Supreme Court has ruled that the "critical focus" under a temporary substitute auto provision in a commercial auto policy was whether the other vehicle "was in fact being used as a substitute" for the insured vehicle.  Read More View All Case Law Developments    LEGISLATIVE/REGULATORY Health Insurance OIG Report Finds That Hospices Inappropriately Billed Medicare Over $250 Million for General Inpatient Care The Office of Inspector General for the U.S. Department of Health and Human Services has issued a report finding a "number of instances" in which hospices inappropriately billed Medicare for hospice general inpatient care.  Read More Health Insurance Florida Insurance Regulator Approves Anthem's Bid to Acquire Cigna's Florida-Based Affiliates The Florida Office of Insurance Regulation has issued a consent order approving, with additional requirements, the application of Anthem, Inc., to acquire 100 percent of the issued and outstanding voting securities of HealthSpring of Florida (d/b/a Leon Medical Centers Health Plans), Cigna Dental Health of Florida, Inc., and Cigna Healthcare of Florida, Inc.  Read More View All Legislative/Regulatory Developments      INDUSTRY NEWS MetLife Announces Corporate Governance Enhancement   Read More Cigna Launches New Hospital Indemnity Insurance Coverage   Read More New York Life Introduces New Long-Term Care Insurance Product with Dividend Opportunity   Read More QBE North America Appoints Carol A. N. Zacharias Senior Vice President and Underwriting Counsel   Read More FC&S Legal Publishes "2015 Excess and Surplus Lines Laws: Missouri"   Read More View All Industry News   Discussion Sinkhole Collapse and Mine Subsidence Browse our entire library of over 2,500 insurance resources and forms.    INSURANCE COVERAGE  LAW REPORT View Entire Spring Insurance Coverage Law Report   View Insurance Coverage Law Report Archives   Steven A. Meyerowitz, ESQ. Director, FC&S Legal smeyerowitz@alm.com Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal vspears@alm.com FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Schuyler, Roche & Crisham, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Cort T. Malone, Anderson Kill, P.C. Richard D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP Thomas F. Segalla, Goldberg Segalla David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or customerservice@nuco.com. FC&S Legal: The Insurance Coverage Law Information Center    LinkedIn   To ensure future delivery of email, please add admin@list.nationalunderwriter.com to your address book, contacts or safe sender list. You have received this email at %%merge members_.emailaddr_%%. Click here to unsubscribe from %%merge list.descshort%%. 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