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TODAY'S TOP DEVELOPMENTS Friday, March 20, 2015   Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Health Insurance County that Administered Health Insurance Benefits for Public Employees Was Immune from Tort Liability for Intentional Torts, Michigan Appeals Court Finds An appellate court in Michigan, reversing a trial court's decision, has ruled that a Michigan county was immune from tort liability for any intentional torts it may have committed in its administration of health insurance benefits for public employees. Read More Superstorm Sandy 4 Superstorm Sandy Class Actions Allege that NFIP and Insurers Improperly Excluded Sales Tax Amounts from Payments to Homeowners Homeowners who filed claims under their flood insurance policies after Superstorm Sandy have brought class action lawsuits – three in the Eastern District of New York and one in the District of New Jersey – alleging that their insurers improperly had excluded sales tax from the payments to which they were entitled. Read More Professional Liability Insurance "Legal Representative of Investors" Exclusion Dooms Coverage for Client's Claim that Lawyer Advised Him on Loans to His Firm and Another Client The Missouri Supreme Court, affirming a trial court's decision, has ruled that the "legal representative of investors" exclusionary clause in a malpractice insurance policy precluded coverage of a client's claim that the lawyer had advised him on six loans the client made to the lawyer's firm and to another client that were never repaid. Read More Commercial General Liability Indiana Appeals Court Affirms Its Original Opinion in Migrating Sand Case; Also Rules that Alleged Property Damage Had Not Been Expected or Intended and Exclusion Did Not Apply An Indiana appellate court has granted an insurance company's motion for rehearing in a case in which it found that a commercial general liability insurance policy provided property damage coverage to the insured. It then reaffirmed its original opinion and also decided that the property damage had not been expected or intended by the insured and, therefore, was not subject to an exclusion under the policy. Read More View All Case Law Developments    LEGISLATIVE/REGULATORY Superstorm Sandy FEMA to Reopen and Review Every One of 144,000 Superstorm Sandy Claims The Federal Emergency Management Agency has agreed to reopen and review every Superstorm Sandy flood insurance claim – approximately 144,000 – and not to limit its review to the 2,200 currently in litigation. Read More Health Insurance EmblemHealth Agrees to Boost Coverage for Preventive Services EmblemHealth, Inc., has reached an agreement with New York State officials that requires Emblem to cover anesthesiology services provided in connection with an in-network preventive colonoscopy, without any cost-sharing by the member. Emblem also has issued refunds to hundreds of Emblem members who paid a copayment, coinsurance, or deductible for such anesthesiology services. Read More View All Legislative/Regulatory Developments      INDUSTRY NEWS Poor Road Conditions Have Cost Insurers and Consumers $27 Billion Over Five Years, Survey Finds Read More The Most Ethical Insurance Companies Are... Read More Retirement Savings Levels Have Continued to Worsen, National Institute on Retirement Security Report Finds Read More State Farm Receives FAA Clearance to Test Damage-Assessing Drones Read More American Century Life to Accept Payments in Bitcoins Read More View All Industry News   Discussion Choice of Law Provisions Browse our entire library of over 2,500 insurance resources and forms.    INSURANCE COVERAGE  LAW REPORT View Entire March / April Insurance Coverage Law Report   View Insurance Coverage Law Report Archives   Steven A. Meyerowitz, ESQ. Director, FC&S Legal smeyerowitz@SummitProNets.com Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal vspears@SummitProNets.com FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Schuyler, Roche & Crisham, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Donald S. Malecki, Malecki, Deimling, Nielander & Associates, LLC Cort T. Malone, Anderson Kill & Olick, P.C. D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or customerservice@SummitProNets.com. FC&S Legal: The Insurance Coverage Law Information Center    LinkedIn   To ensure future delivery of email, please add admin@list.nationalunderwriter.com to your address book, contacts or safe sender list. You have received this email at %%merge members_.emailaddr_%%. Click here to unsubscribe from %%merge list.descshort%%. ©2015 Summit Professional Networks, All rights reserved. Privacy Policy 4157 Olympic Blvd., Suite 225 Erlanger, KY 41018 1-800-543-0874