Problems viewing this email? Click Here June 2, 2016      Q&A of the Week Customers' Flooring under the Building and Personal Property Coverage Form A Connecticut subscriber recently asked the following question: We insure a flooring company that will store flooring in their warehouse that belongs to a customer. What is the best option to insure the property of others: merely allow the property value to be included in the BPP limit as the definition of BPP includes property of others or specify a limit for personal property of others? ANSWER: The ISO CP 00 10 Building and Personal Property Coverage form contains a coverage extension for personal property of others that is in the insured's care, custody, or control. The extension carries a limit of $2,500. If the insured needs more coverage, the property should be covered under the personal property of others coverage, which is designed to cover such property. The business personal property coverage part applies to the insured's property. Read More    What's New This Week in FC&S Asbestos Abatement Exposures Currently 132,000 primary and secondary schools contain some type of asbestos, exposing 55 million children and 7 million teachers and staff. Read More    Litigation Watch One Accident versus Multiple Accidents State Farm Mutual Automobile Insurance Company sought a judgment declaring that several collisions constituted one accident under its insured's policy. This case is State Farm Mutual Automobile Insurance Company v. Glover-Shaw, 2016 WL 687180. Suljic was driving drunk southbound on Broadway. She crossed the center lane and hit Maxfield's car. She then swerved into the southbound left turn lane and rear-ended Kennedy's car. This slammed Kennedy's car into the rear end of Thayer's car. Suljic continued southbound, ran a red light, and hit Price's car which was then hit by Conner's car. All of these collisions occurred in about four to five seconds within about 160 feet. Read More    Fraud of the Week Agent Fraud – Florida AMOUNT: $1,000,000+ A Florida agent has been tried and convicted of stealing more than $1 million in premium payments from his clients. He is sentenced to seven years in prison and restitution of $1.3 million. Read More        FC&S Ask the Experts Did you realize that the Q&A section of FC&S is made up of questions submitted by subscribers like you? Paid subscribers to FC&S Online or print FC&S Bulletins are invited to submit insurance coverage questions to the editors. We'll provide a personalized opinion within five business days. (We'll let you know if it will be longer than that. Sometimes we have to gather research or other supporting materials). Who knows? Your question may be featured (anonymously) in the online Q&A of the Week or as an FC&S update. Submit your coverage interpretation question right to the editors of FC&S for quick and reliable information. Ask our expert staff a question by clicking here.    Maximize Your FC&S  Online Subscription! FC&S editors regularly conduct web-based demos of the service. Feel free to contact Christine Barlow, cbarlow@alm.com, to set one up! They only take 30 minutes, a small investment of time that will help you learn all that FC&S Online has to offer.    Contact Us As always, your comments and questions are welcome. Contact us at: FC&S Department Phone: 800-543-0874 Fax: 859-692-2293 Email: eAlerts@nuco.com The Zalma Insurance Claims Library   Insurance Claims: A Comprehensive Guide The only source you'll need to successfully handle insurance claims from start to finish. More Info Construction Defects Coverage Guide Your single-source for identifying, insuring, investigating, prosecuting, and defending cases that result from construction defect claims. More Info Mold Claims Coverage Guide This guide will allow you to handle mold insurance claims and litigation resulting from mold or fungi related disputes with confidence. More Info For more information about these titles Click Here

FC&S Team Kelly Maheu, J.D. Publisher   Diane W. Richardson, CPCU Consulting Editor Christine G. Barlow, CPCU Managing Editor, FC&S   Diana B. Reitz, CPCU, AAI Consulting Editor David D. Thamann, J.D., CPCU, ARM Managing Editor, FC&S Bulletins   Emily Brunner Online/Print/Production Editor Susan L. Massmann, CPCU Managing Editor, Electronic Publications   Tosha Brinkman Marketing Manager Barry Zalma, Esq., CFE Contributing Editor   Donna Cozatchy Creative Director

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