July 2010, Volume 4, Issue 7 |
Exploring the life settlement option for clients |
By Clark Hogan - The media has offered conflicting views about life settlements—some stories say they are a great option for seniors but others say settlements are shady deals. To cut through the confusion, life settlement clients might do well to refer to those famous words of Mark Twain, who said, The reports of my death are greatly exaggerated." Seniors could use the same sentiment to describe the life settlements market. Here are the most common myths about the market, along with the facts.
Investors are betting on my death. In a sense, that is true. However, it isn't a bet that's directly linked to you…
|
|
Question:When discussing life settlements with clients, I am often asked, "What is my policy worth?" How do you suggest I respond? I want to give them an answer in a way that helps them develop suitable expectations.
Strategies from our sponsor
|
Clients have specific needs. Coventry offers tailored solutions.
Now advisors can present new, tailored solutions which help answer the needs of today's aging population.
|
it's a customized transaction |
|
Based on average returns, variable annuities will be a better financial planning choice than indexed annuities if the next 10 years perform similarly to which two decades?
a) The 1960s and 1970s
b) The 1970s and 1980s
c) The 1980s and 1990s
d) The 1990s and 2000s
e) None of these combinations
|
|
find the answer
|
|