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April 2010
Key Trends for a Changing Insurance Market


Moving Beyond Price in a Soft Market

A talk with Paul Romano, President, OneBeacon Professional Insurance

Even in a soft market, price is not the only differentiator among insurance companies. In a wide-ranging interview, Paul Romano touches upon the many elements of quality his company seeks to offer–including responsiveness through every stage of underwriting, expertise in a rapidly changing risk environment and a commitment to genuine partnership in managing risk.

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Social Media: Risk vs. Rewards in a Web 2.0 World

The explosion of social media networks–a loosely defined area of converging media and technology that encompasses everything from Facebook and MySpace to Twitter and text messaging–has created enormous opportunity as well as emerging risk for the business professionals who create, manage and use them. …

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Law Firms' Changing Landscape of Risk

Disruptive Technologies, Economic Pressures Combine to Create New Challenges in the 21st Century

Law firms are well aware when increasing litigation impacts their clients, but they may not recognize the increased risk their own business faces. "Much like doctors being their own worst patient, sometimes lawyers are so focused on their clients that they may not realize that risk-related issues are bubbling up inside the firm," notes Laurie Sablak, Assistant Vice President and Product Manager for Employment Practices Liability Insurance (EPLI) at OneBeacon Professional Insurance…

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OneBeacon Professional Insurance sees liability insurance through your eyes. Which is why we're doing things in an entirely different way. Enjoy the experience. Visit us at onebeaconpro.com/experience.html


A Look at Privacy and Security Policies

Thanks to continuously emerging technologies, professional risk profiles are anything but fixed.

In his role as Vice President for OneBeacon Professional Insurance, David Molitano manages four distinct lines of business: technology, media, network security, and miscellaneous professional liability. But thanks to emerging technologies and evolving professional business practices, the differences between these product areas are increasingly blurred.…

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Creating a Strong Ethics Foundation

Smart companies know ethical business is good for the long run – but correct decisions can still be a daily challenge.

Insurance companies know definitively that unethical business practices are ultimately unprofitable. "The whole insurance business is based on averages," says Peter Kensicki, a Professor of Insurance at Eastern Kentucky University, who grapples with ethical quandaries in his quarterly column for National Underwriter

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