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TODAY'S TOP DEVELOPMENTS Friday, November 13, 2015   Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Exclusions “Business Pursuits” Exclusion Bars Coverage of Claim Stemming from Employee’s Assault in Business Owner’s Home Office An appellate court in Connecticut, reversing a trial court’s decision, has ruled that the “business pursuits” exclusion in a personal umbrella insurance policy barred coverage for claims asserted by an employee for injuries suffered as a result of an intruder’s attack in the insured’s home office. Read More Employee Benefits Notwithstanding Written Contract, N.Y. Court Finds that Long-Haul Truck Drivers Were Employees and Not Independent Contractors A New York court has upheld a decision of the state’s Unemployment Insurance Appeal Board and ruled that long-haul tractor-trailer truck drivers were employees and not independent contractors, notwithstanding an agreement to the contrary between the drivers and the trucking company. Read More Fire Insurance In Case of First Impression, Court Rules that Illinois Standard Fire Policy Voids Homeowner’s Policy’s Intentional Conduct Provision In a case of first impression in Illinois, a federal district court has applied the provisions of the Illinois Standard Fire Policy to the intentional conduct exclusions in a homeowners’ insurance policy and concluded that “fires caused by intentional conduct must be covered if all other conditions are met.” Read More Exclusions 2d Circuit: Limitation of Liability in Endorsement Is Not an Exclusion Under New York Law The U.S. Court of Appeals for the Second Circuit, in affirming a decision by the U.S. District Court for the Southern District of New York, has ruled that a limitation of liability in an endorsement was not an exclusion under New York law. Read More View All Case Law Developments    LEGISLATIVE/REGULATORY In the States Washington Insurance Department Would Require Insurers to Update Credit Histories and Insurance Scores At Least Every Three Years The State of Washington Insurance Commissioner has proposed adding a new section to Chapter 284-24 WAC that would require each insurer that uses credit history for rating personal lines of property/casualty insurance to update the credit history and resulting insurance score no less often than once every three years. Read More Insurance Fraud California Healthcare Company CEO Charged with Insurance Fraud Peter Lira, the chief executive officer of Am-Pro Prosthetics & Orthotics in Whittier, California, has been arrested on three felony counts of insurance fraud for allegedly billing Anthem Blue Cross for a $170,000 prosthetic arm after Mr. Lira was notified the patient had died. Read More View All Legislative/Regulatory Developments      INDUSTRY NEWS Toyota Will Establish New Artificial Intelligence Research and Development Company and Will Invest $1 Billion Over Five Years Read More Business Demand for Cyber and Data Privacy Insurance Surges While Gaps Remain in Incident Response Plans, According to Wells Fargo Study Read More Anbang Insurance Group Acquires Fidelity & Guaranty Life Read More Pan-American Life and Mutual Trust Financial Group Complete Merger of Their Mutual Holding Companies Read More FC&S Legal Publishes “Better Late Than Never: The California Supreme Court Reverses Itself, Holding That Corporate Policyholders May Assign Insurance Rights Without Insurer Consent” Read More View All Industry News   Form Analysis Include Virtual Currency as Money Browse our entire library of over 2,500 insurance resources and forms.    INSURANCE COVERAGE  LAW REPORT View Entire November/December Insurance Coverage Law Report   View Insurance Coverage Law Report Archives   Steven A. Meyerowitz, ESQ. Director, FC&S Legal smeyerowitz@alm.com Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal vspears@alm.com FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Schuyler, Roche & Crisham, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Cort T. Malone, Anderson Kill, P.C. Richard D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP Thomas F. Segalla, Goldberg Segalla David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or customerservice@nuco.com. FC&S Legal: The Insurance Coverage Law Information Center    LinkedIn   To ensure future delivery of email, please add admin@list.nationalunderwriter.com to your address book, contacts or safe sender list. You have received this email at %%merge members_.emailaddr_%%. Click here to unsubscribe from %%merge list.descshort%%. Copyright ©2015 The National Underwriter Company, A Division of ALM Media LLC. All rights reserved. 4157 Olympic Blvd., Suite 225 Erlanger, KY 41018 1-800-543-0874