Automobile Insurance
"Stigma" Damages or "Diminished Value" Damages? A Washington Appellate Court Explains
A Washington appellate court, affirming a trial court's decision in favor of an insurance carrier, has rejected a policyholder's claim for "diminished value" damages under the underinsured motorist provisions of his automobile insurance policy, finding that he was seeking "stigma" damages, which were not covered by the policy. Read More

Commercial General Liability
Exclusion Bars Coverage of Claim by Independent Contractor's Employee against Insured, Delaware Supreme Court Decides
The Delaware Supreme Court has ruled that an "employee or independent contractor" exclusion barred coverage of a personal injury claim brought by the employee of an independent contractor against the insured. Read More

Commercial General Liability
11th Circuit: Statutory Employee under Florida Workers' Compensation Law Was Employee for Purposes of CGL Policy's Employer's Liability Exclusion
The U.S. Court of Appeals for the Eleventh Circuit has ruled that an employee for an insured's third-tier sub-contractor was a statutory employee of the insured and that, as a result, the employer's liability exclusion in the insured's commercial general liability insurance policy excluded coverage for claims brought by the employee's estate. Read More

Life Insurance
9th Circuit Finds that Insurer Could Rescind Doctor's Life Insurance Policy Based on Misrepresentations in His Application
The U.S. Court of Appeals for the Ninth Circuit, affirming a district court's decision, has ruled that an insurance carrier could rescind a life insurance policy it had issued to a doctor based on his misrepresentations in the application. Read More