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TODAY'S TOP DEVELOPMENTS Friday, September 30, 2016     Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Automobile Insurance “Loading and Unloading” Exception Did Not Apply to Teen Injured While Unloading Groceries from Car, Michigan Appeals Court Rules An appellate court in Michigan, affirming a trial court’s decision, has ruled that a teenager who was hit by a car while he was unloading groceries from a parked car was not entitled to recover personal injury protection benefits from the insurer of the parked car because he had not been injured during the “loading and unloading” process as provided in the state’s no-fault law. Read More Professional Liability Insurance Insurer May Introduce Evidence Outside Underlying Complaint in D.J. Action, Seventh Circuit Rules The U.S. Court of Appeals for the Seventh Circuit, reversing a decision by the U.S. District Court for the Northern District of Illinois, has ruled that an insurer seeking a declaratory judgment on its duty to defend was entitled under Illinois law to introduce evidence outside the underlying complaint so long as it did not implicate an “ultimate issue” in the underlying action. Read More Life Insurance Florida Supreme: STOLI Policy Incontestable After Two Years The Florida Supreme Court has ruled that a life insurance policy that had the required insurable interest at its inception, even where that interest had been created as the result of a stranger-originated life insurance scheme, was incontestable after two years. Read More Exclusions Travel Insurer Properly Excluded Coverage for Illness That Manifested on Policy’s Effective Date, N.J. Appeals Court Rules An appellate court in New Jersey, affirming a trial court’s decision, has ruled that a travel insurance policy excluded coverage for an illness that manifested itself on the policy’s effective date. Read More View All Case Law Developments    LEGISLATIVE/REGULATORY International “Progress” Reported on U.S-EU Negotiations for Bilateral Agreement on Insurance and Reinsurance Measures The United States and the European Union have released a brief three-paragraph joint statement on the status of their negotiations for a bilateral agreement on insurance and reinsurance measures. Read More Insurance Fraud Pharmacist Sentenced in Connection with $150 Million Medicaid Fraud Scam  Licensed pharmacist Glenn Schabel, of Melville, Long Island, and his company, Glenn Schabel, Inc., have been sentenced in connection with a nationwide scheme to sell diverted HIV medication to unsuspecting New Yorkers. Read More View All Legislative/Regulatory Developments      INDUSTRY NEWS Insurance Providers Focus on Customer Experience as Rates Remain Relatively Stable, J.D. Power Study Finds Read More Nearly One Third of Americans Comparison Shop for Healthcare, but Few Have Full Understanding of Basic Insurance Concepts, UnitedHealthcare Survey Shows Read More More Than 70 Percent of Customers Look to Carriers to Provide More Than Just Basic Insurance Coverage, New Bain & Company Research Shows Read More Average Annual Workplace Family Health Premiums Rose Three Percent in 2016; More Workers Enroll in High-Deductible Plans with Savings Option, Kaiser Reports  Read More Year Ahead for Health Care Systems Will Bring Emerging Risks, Complex Workers’ Compensation Claims, According to Aon Global Risk Consulting Read More View All Industry News   Discussion Direct Physical Contact Requirement for Uninsured Motorists Coverage Browse our entire library of over 2,500 insurance resources and forms.    INSURANCE COVERAGE  LAW REPORT View Entire Fall Insurance Coverage Law Report   View Insurance Coverage Law Report Archives   Steven A. Meyerowitz, ESQ. Director, FC&S Legal smeyerowitz@alm.com Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal vspears@alm.com FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Cope Ehlers, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Cort T. Malone, Anderson Kill, P.C. Richard D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP Thomas F. Segalla, Goldberg Segalla David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or customerservice@nuco.com. FC&S Legal: The Insurance Coverage Law Information Center    LinkedIn   To ensure future delivery of email, please add admin@list.nationalunderwriter.com to your address book, contacts or safe sender list. You have received this email at %%merge members_.emailaddr_%%. Click here to unsubscribe from %%merge list.descshort%%. Copyright © 2016 ALM Media, LLC. All rights reserved. Privacy Policy 4157 Olympic Blvd., Suite 225 Erlanger, KY 41018 1-800-543-0874