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TODAY'S TOP DEVELOPMENTS Thursday, August 14, 2014   Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Commercial General Liability No Coverage Where Alleged Dog Bite Occurred at Insured’s Work – Not at the Insured Property A federal district court in Nevada has ruled that an insurance company did not have to defend or indemnify its insured against a claim that the insured’s dog bit a person at the insured’s work where that was not the insured premises. Read More Homeowners Insurance “Replacement Cost” First Requires “Replacement,” Kentucky Court Explains A federal district court in Kentucky has ruled that a homeowner was not entitled to “replacement cost” to rebuild a house that had been destroyed by fire where the homeowner never expressed any desire to actually rebuild the house. Read More Automobile Insurance Appellate Court Rejects Widower’s Request for No-Fault Survivor’s Loss Benefits An appellate court in Michigan, reversing a trial court’s decision, has ruled that an insurance company was not obligated to pay survivor’s loss benefits to a widower under Michigan’s no-fault law where his deceased wife was not listed as an “insured” under the policy insuring the vehicle she was driving when she had her fatal accident. Read More Workers Compensation Nebraska Supreme Court Rules that Repetitive Trauma Injury Manifests on Date Employee Seeks Medical Treatment and Misses Work Due to the Injury The Nebraska Supreme Court, adopting a bright-line rule, has decided that a repetitive trauma injury manifests on the date that an employee both seeks medical treatment and misses work due to the injury. Read More View All Case Law Developments    LEGISLATIVE/REGULATORY Insurance Fraud Disbarred Attorney Sentenced to Prison for Her Role in $28.3 Million Medicare Fraud Scheme A disbarred Florida attorney has been sentenced in federal court in Tampa, Florida, to serve 70 months in prison in connection with her role in a $28.3 million Medicare fraud scheme involving false claims for physical and occupational therapy services. Read More Automobile Insurance British Columbia Insurance Corporation Begins Distributing About $36 Million in Refunds to Correct Excessive Premium Charges The Insurance Corporation of British Columbia, a provincial Crown corporation established in 1973 to provide universal auto insurance to British Columbia motorists, has begun sending out letters and about $36 million in refunds to ICBC customers with incorrect vehicle descriptions. Read More View All Legislative/Regulatory Developments      INDUSTRY NEWS Liberty Mutual Data Shows Parents Admit to Engaging in the Same Dangerous Driving Behaviors They Warn Their Children Against Read More James J. Court Named President of First American Property and Casualty Insurance Group Read More John Hennessy Is Named President and COO of CNA Canada; David Brosnan Becomes Chief Executive of CNA Europe Read More PartnerRe Appoints Andrew Stapleton as Head of Marine & Energy Offshore Read More Michael LaRocca Named Chief Underwriting Officer of XL Group’s North America Property Business Read More View All Industry News   Discussion Net Operating Losses and Business Income Browse our entire library of over 2,500 insurance resources and forms.    INSURANCE COVERAGE  LAW REPORT View Entire August Insurance Coverage Law Report   View Insurance Coverage Law Report Archives   Steven A. Meyerowitz, ESQ. Director, FC&S Legal smeyerowitz@SummitProNets.com Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal vspears@SummitProNets.com FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Schuyler, Roche & Crisham, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Donald S. Malecki, Malecki, Deimling, Nielander & Associates, LLC Cort T. Malone, Anderson Kill & Olick, P.C. D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or customerservice@SummitProNets.com. 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