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TODAY'S TOP DEVELOPMENTS Wednesday, July 16, 2014   Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Commercial General Liability Employee Who Was Not a Member of Corporation's Board of Directors Was Not an Insured Under Its CGL Policy, Eighth Circuit Decides The U.S. Court of Appeals for the Eighth Circuit, affirming a Missouri district court's decision, has ruled that an employee who was not a member of the insured corporation's board of directors was not an insured under its commercial general liability insurance policy. Read More Commercial General Liability 2 Drownings 2 Minutes Apart at 1 Hour-Long Pool Party in 1 Pool: 1 Occurrence, Circuit Court Rules The U.S. Court of Appeals for the Eighth Circuit, affirming a Missouri district court's decision, has ruled that there was one occurrence under a commercial general liability insurance policy where two boys drowned two minutes apart at a pool party in one pool. Read More Commercial General Liability Although Glass Had Been Installed and Store Was Stocking Up, Glass Was Not Put to Its Intended Use Until Store Actually Opened, Third Circuit Rules The U.S. Court of Appeals for the Third Circuit, affirming a Pennsylvania district court's decision, has ruled that damage to glass that had been installed in a retail store did not constitute a products-completed operations hazard but, rather, fell under the "your work" exclusion, where the damage had occurred before the store opened to the public – even though it had taken place after stocking, inventorying, and moving into the store had begun. Read More Eye on the Experts Payne v. Erie Insurance Exchange: Coverage from the Named Insured to the First Permittee and Beyond This Eye on the Experts article discusses Payne v. Erie Insurance Exchange, a case centering on the grant of permissive use from the named insured to the first permitted driver and what happens when the first permittee allows another person to use the vehicle in question. Read More View All Case Law Developments  LEGISLATIVE/REGULATORY In the States Chris Gardner Reappointed as Chairman of Citizens Board of Governors in Florida Chris Gardner has been reappointed as chairman of the board of governors for Florida's Citizens Property Insurance Corporation. Read More Health Insurance Missouri Governor Nixon Vetoes Affordable Care Act "Navigator" Bill, Citing "Glaring" Typo Missouri Governor Jay Nixon has vetoed a bill that would have established certain guidelines for state navigators under the federal Affordable Care Act, citing a typographical error in the model legislation developed by the American Legislative Exchange Council that was incorporated into the bill passed by the Missouri legislature. Read More View All Legislative/Regulatory Developments  INDUSTRY NEWS Commonwealth Fund Finds that After First ACA Enrollment Period, Uninsured Rate Dropped from 20 Percent to 15 Percent and Most are Happy with Coverage Read More RIMS Executive Director Mary Roth Named President of the International Federation of Risk & Insurance Management Associations  Read More FM Global Appoints Thomas A. Lawson President and Jonathan W. Hall Chief Operating Officer Read More BTG Pactual to Purchase Ariel Re from Global Atlantic Financial Group Read More Lighthouse Property Insurance Introduces Dwelling Fire Product to South Carolina Homeowners Read More View All Industry News Q & A Professional Services Browse our entire library of over 2,500 insurance resources and forms.  INSURANCE COVERAGE  LAW REPORT View Entire July Insurance Coverage Law Report View Insurance Coverage Law Report Archives Steven A. Meyerowitz, ESQ. Director, FC&S Legal [email protected] Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal [email protected] FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Schuyler, Roche & Crisham, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Donald S. Malecki, Malecki, Deimling, Nielander & Associates, LLC Cort T. Malone, Anderson Kill & Olick, P.C. D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or [email protected]. FC&S Legal: The Insurance Coverage Law Information Center  LinkedIn To ensure future delivery of email, please add [email protected] to your address book, contacts or safe sender list. 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