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TODAY'S TOP DEVELOPMENTS Tuesday, April 4, 2017     Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Commercial General Liability SIR Endorsement Altered Insurer's Obligations to Additional Insured as Well as to Named Insured, Indiana Appeals Court Says in Case of First Impression An Indiana appellate court, in a case of first impression, has ruled that a self-insured retention endorsement to a commercial general liability insurance policy required the named insured to satisfy the amount of the endorsement, whether on its own behalf or on behalf of an additional insured, before the additional insured could seek to enforce the policy against the insurer. Read More Commercial Property WEE Endorsement Precluded Coverage for Water Damage from Collapsed and Backed-Up Pipe, Florida District Court Rules A federal district court in Florida has ruled that a water exclusion endorsement in a commercial property insurance policy precluded coverage for a claim for water damage stemming from a collapsed and backed-up pipe.  Read More Automobile Insurance UIM Insurer Failed to Preserve Its Subrogation Rights, Dooming Its Coverage Action, Minnesota Appeals Court Affirms An appellate court in Minnesota has ruled that an underinsured motorist insurer lacked standing to make a priority-of-insurance argument where it had not substituted its check in settlement of its insured's underlying action. Read More Automobile Insurance Tow of Vehicle from State Land Was Not Remediation of Property Entitled to Coverage, Massachusetts Appeals Court Finds An appellate court in Massachusetts has ruled that an insurer was not obligated for the cost of towing its insured's vehicle off state property because the insured had not purchased optional towing coverage and removing his vehicle did not amount to remediation of that property for purposes of his insurance policy. Read More View All Case Law Developments    LEGISLATIVE/REGULATORY Superstorm Sandy Ex-Engineering Firm Manager Sentenced for Making Unauthorized Alterations to Superstorm Sandy Damage Report Matthew Pappalardo has been sentenced in a Long Island court to three years' probation and a fine in the amount of $10,000 after admitting to altering an engineering report prepared in connection with the assessment of structural damage of residential properties resulting from Superstorm Sandy. Read More In the States Rhode Island Licenses First Dedicated Run-Off Carrier Under Regulation 68 ProTucket Insurance Company has become the first Rhode Island domestic insurer to be formed specifically for providing run-off portfolio transfer solutions. The move was made possible under amended Regulation 68. Read More View All Legislative/Regulatory Developments      INDUSTRY NEWS FC&S Legal Webinar: Cyber Insurance: Protecting Against Cyber-Related Losses  Read More Rising Flood Insurance Costs a Growing Burden to N.Y. City Communities and Homeowners, RAND Report Says  Read More FC&S Legal Publishes "Keys to Improving Jewelry Claim Outcomes"  Read More Lloyd's of … Brussels?  Read More Businesses Face Rising Losses from Cyber, Environmental, Product Defect, and Recall Risks, According to Allianz Report  Read More View All Industry News   Q&A Zoning Changes Won't Allow Original Structure to be Rebuilt Browse our entire library of over 2,500 insurance resources and forms.    INSURANCE COVERAGE  LAW REPORT View Entire Winter Insurance Coverage Law Report   View Insurance Coverage Law Report Archives   Steven A. Meyerowitz, ESQ. Director, FC&S Legal smeyerowitz@alm.com Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal vspears@alm.com FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Cope Ehlers, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Cort T. Malone, Anderson Kill, P.C. Richard D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP Thomas F. Segalla, Goldberg Segalla David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. 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