Problems viewing this email? Click Here December 8, 2016      Q&A of the Week Person Other Than Insured and Rental Car Accident Does coverage apply under the PAP if a person other than the insured wrecked a rented auto? Read More    What's New This Week in FC&S Valued Policy Laws—State Summary Some states allow valued policies to be used, and this discussion provides a summary of the provisions, including the kind of property specified in the law as subject to the valued policy law; the perils to which the valued policy law applies; and other comments concerning special or noteworthy provisions or interpretations of that state's valued policy law. Read More    Litigation Watch Breach of Warranty Claims and Contractual Exclusion The U.S. District Court, E.D. Oklahoma, ruled that claim of breach of warranty against the insured was excluded from coverage under the CGL form based on its reading of the contractual liability exclusion.Read More    Fraud of the Week Contractors and Workers Compensation Fraud – New York AMOUNT: Unknown Husband and wife duo who owned a construction company allegedly forged documents to make it look like they were exempt from having workers compensation coverage and avoided paying for coverage, thus gaining an unfair advantage when bidding on projects. Read More        FC&S Ask the Experts Did you realize that the Q&A section of FC&S is made up of questions submitted by subscribers like you? Paid subscribers to FC&S Online or print FC&S Bulletins are invited to submit insurance coverage questions to the editors. We'll provide a personalized opinion within five business days. (We'll let you know if it will be longer than that. Sometimes we have to gather research or other supporting materials). Who knows? Your question may be featured (anonymously) in the online Q&A of the Week or as an FC&S update. Submit your coverage interpretation question right to the editors of FC&S for quick and reliable information. Ask our expert staff a question by  clicking here.    Maximize Your FC&S  Online Subscription! FC&S editors regularly conduct web-based demos of the service. Feel free to contact Christine Barlow, cbarlow@alm.com, to set one up! They only take 30 minutes, a small investment of time that will help you learn all that FC&S Online has to offer.    Contact Us As always, your comments and questions are welcome. Contact us at: FC&S Department Phone: 800-543-0874 Fax: 859-692-2293 Email: eAlerts@nuco.com

FC&S Team Kelly Maheu, J.D. Publisher   Diane W. Richardson, CPCU Consulting Editor Christine G. Barlow, CPCU Managing Editor, FC&S   Diana B. Reitz, CPCU, AAI Consulting Editor David D. Thamann, J.D., CPCU, ARM Managing Editor, FC&S Bulletins   Emily Brunner Online/Print/Production Editor Susan L. Massmann, CPCU Managing Editor, Electronic Publications   Tosha Brinkman Marketing Manager Barry Zalma, Esq., CFE Contributing Editor   Donna Cozatchy Creative Director Hannah Smith, J.D. Staff Writer

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