Problems viewing this email? Click Here
|
|
|
|
April 7, 2016 |
|
|
Q&A of the Week |
BOP Liability Coverage
An Indiana subscriber recently asked the following question:
Would liability arising out of the rental/use of a storage unit by an insured at a location that is not listed as a described premises be covered under the ISO BOP 00 03 form?
ANSWER: The liability coverage under the BOP is for general liability so unless there is a specific exclusion to prevent coverage, the liability for the location is covered. There is an exclusion for property damage to property rented or occupied by the named insured but if the issue is one of bodily injury, that exclusion would not be applicable. Also know that this exclusion does not apply to liability for damage by fire to premises while rented to the named insured. Read More |
|
What's New This Week in FC&S |
Joint Loss Agreements
The Insurance Services Office (ISO) Equipment Breakdown Protection Coverage Form, EB 00 20 01 13, is designed to dovetail with ISO's Building and Personal Property Coverage Form, CP 00 10 10 12, and its causes of loss forms: basic, CP 10 10 10 12; broad, CP 10 20 10 12; and special, CP 10 30 10 12. Read More |
|
Litigation Watch |
Discussion of a Collapse Claim
In this action, the insureds challenge the insurer's failure to provide coverage for the damage to basement walls of their home. This case is Roberge v. Amica Mutual Insurance Company, 2015 WL 9480008.
The insureds asserted that the basement walls of their home have collapsed due to the pattern cracking caused by a chemical compound found in the basement walls. The insurer stated its policy did not insure for a loss involving collapse except when there is an abrupt falling down or caving in of a building with the result that the building cannot be occupied. Read More
|
|
Fraud of the Week |
Pet Insurance Fraud – Ohio
AMOUNT: $60,000.00
An Ohio man is charged with 29 counts of insurance fraud for filing false claims for pet insurance for approximately $60,000. Read More
|
|
|
|
|
FC&S Ask the Experts |
Did you realize that the Q&A section of FC&S is made up of questions submitted by subscribers like you?
Paid subscribers to FC&S Online or print FC&S Bulletins are invited to submit insurance coverage questions to the editors. We'll provide a personalized opinion within five business days. (We'll let you know if it will be longer than that. Sometimes we have to gather research or other supporting materials).
Who knows? Your question may be featured (anonymously) in the online Q&A of the Week or as an FC&S update.
Submit your coverage interpretation question right to the editors of FC&S for quick and reliable information. Ask our expert staff a question by clicking here. |
|
Maximize Your FC&S
Online Subscription! |
FC&S editors regularly conduct web-based demos of the service. Feel free to contact Christine Barlow, cbarlow@alm.com, to set one up! They only take 30 minutes, a small investment of time that will help you learn all that FC&S Online has to offer. |
|
Contact Us |
As always, your comments and questions are welcome.
Contact us at:
FC&S Department
Phone: 800-543-0874
Fax: 859-692-2293
Email: eAlerts@nuco.com |
|
The Zalma Insurance Claims Library |
|
|
|
Insurance Claims: A Comprehensive Guide
The only source you'll need to successfully handle insurance claims from start to finish. More Info |
Construction Defects Coverage Guide
Your single-source for identifying, insuring, investigating, prosecuting, and defending cases that result from construction defect claims. More Info |
Mold Claims Coverage Guide
This guide will allow you to handle mold insurance claims and litigation resulting from mold or fungi related disputes with confidence. More Info |
|
|
For more information about these titles Click Here |
|
|
|
|
|
|
|
FC&S Team |
Kelly Maheu, J.D.
Publisher
|
|
Diane W. Richardson, CPCU
Consulting Editor
|
Christine G. Barlow, CPCU
Managing Editor, FC&S
|
|
Diana B. Reitz, CPCU, AAI
Consulting Editor
|
David D. Thamann, J.D., CPCU, ARM
Managing Editor, FC&S Bulletins
|
|
Emily Brunner
Online/Print/Production Editor
|
Susan L. Massmann, CPCU
Managing Editor, Electronic Publications
|
|
Tosha Brinkman
Marketing Manager
|
Barry Zalma, Esq., CFE
Contributing Editor
|
|
Donna Cozatchy
Creative Director
|
|
|
|
|
|
|
This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting or other professional service. If legal advice is required, the services of a competent professional person should be sought.
|
To ensure future delivery of email, please add admin@list.nationalunderwriter.com
to your address book, contacts or safe sender list.
You have received this email at %%merge members_.emailaddr_%%.
Click here to unsubscribe from %%merge list.descshort%%
Copyright ©2016 The National Underwriter Company, A Division of ALM Media LLC.
All rights reserved. |
|
|
4157 Olympic Blvd., Suite 225
Erlanger, KY 41018
1-800-543-0874 |
|
|
|
|
|
|
|