Top News www.claimsmag.com   March 31, 2010
WEB EXCLUSIVE: When To Include An Assault and Battery Exclusion
An intentional acts exclusion will not always provide an insurer with the coverage protection it desires. Two attorneys discuss why an insurer should consider including an assault and battery exclusion in its policy in addition to (not in place of) the intentional acts exclusion. Read more

Flood Program Lapses Once More
The National Flood Insurance Program will be allowed to expire once again, a victim of a feud between the House and Senate over proposed legislative changes for NFIP. Read more

No-Fault Auto Insurance Fraud: Still an Epidemic in N.Y.
Insurance fraud continues to plague New York's no-fault auto system, dominating the number of suspicious claims reported to the state's fraud bureau. Several organizations say the problem is actually worsening, at a disturbing rate. Read the noteworthy stats cited in the state bureau's annual report here.

Tweet Suite Digest — March 31, 2010
Claims Magazine is twittering every day about breaking news and timely topics, not to mention keeping readers up to date on the latest postings to claimsmag.com. What can Twitter do for you? Click to find out.

Fraud of the Week: Trailer Park Bonnie and Clyde Rig Explosions
A Schoharie County, N.Y. couple claim to have extremely bad luck when it comes to homes and automobiles but their woes seem to be self-created. Both stand accused of insurance fraud and deliberately setting their possessions ablaze. Read more

SPONSORED BY
Claims IQ

Each week we test readers on their claim knowledge. This week's question is:

New York's no-fault auto claims costs are ___ higher than the U.S. average of $5,289, I.I.I. recently reported.

A. 10 percent
B. 37 percent
C. 64 percent
D. 80 percent

Answer Here!

Last week's question was:

I.I.I. reports that ___ of all homeowners' liability claims are now related to dog bites, for a total of about $1 billion in damages.

A. 2 percent
B. one-third
C. half
D. 78 percent

Great job! Sixty-five percent of you are well aware that dog bites are gnawing at many an insurer's bottom line. Dog bite-related issues now comprise one-third of all homeowners' liability claims. The Journal of the American Medical Association (JAMA) says that 4.5 million dog bites are reported each year in America. Test your knowledge of New York's no-fault auto epidemic this week.

Here are the final results for last week:

A. 21%
B. 65%
C. 10%
D. 4%




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