Does your agency use cloud computing? Take the poll here. Our September issue is now online! Check it out here. WEB EXCLUSIVES Have you updated your agency valuation? AA&B editorial advisory board member and OPTIS principal Tim Cunningham discusses why it's more important than ever for today's agencies to have a fair market valuation assessment. Read about it here. Universal life makes a comeback The age-old, tried-and-true method of building a retirement income fund is back and finding a niche in a tough economy. Read about it here. Mutual admiration society PURE Risk Management's Ross Buchmueller sounds off about the perceived differences between stock and mutual insurance companies. Read about it here.

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