| Above the Fold |
November 21, 2011 |
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| Employees paying more for worse health care |
| By Kathryn Mayer |
| Health insurance costs are outpacing income growth in every state in the country. At the same time, premiums are buying less protective coverage: per-person deductibles doubled for employees working for large as well as small firms over the same time period...Read more |
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| Today's News |
| Panel set to fail to cut deficit $1.2 trillion |
| By Andrew Taylor |
| It's just about over for a special deficit-reduction supercommittee, which appears set to admit failure on Monday in its quest to sop up at least $1.2 trillion in government red ink over the coming decade...Read more |
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| The Pulse |
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| Overheard on BenefitsPro |
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 I am in the middle of doing an enollment now where family coverage is going up $58 monthly, the deductible has increased and so has the co-insurance per centage. And yes, so has the copay, ie: the ER has a $250 co-pay. These people REALY, REALLY need voluntary products to offset these costs, but most cannot afford them. 
-- MsEnroller, 7 reasons employees may opt out of employer health insurance
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