| Above the Fold |
November 16, 2011 |
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| Post office near default? |
| By Hope Yen |
| The U.S. Postal Service said Tuesday it has lost $5.1 billion in the past year, pushing it closer to imminent default on a multibillion-dollar payment and to future bankruptcy as the weak economy and increased Internet use drive down mail volume....Read more |
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| The Pulse |
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| Say this, not that |
| By Joe Miller |
| An ever-increasing trend points to the fact that many individuals do not understand the role that they play individually in the health care crisis. Likewise, many employers do not effectively communicate this "story" to their employees in a positive and empowering way. This lack of clear communication can undermine the impact of a company's wellness initiatives and possibly cost them hundreds of thousands of dollars...Read more |
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| Overheard on BenefitsPro |
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 With an 80% MLR requirement, a lot of my small group policies are now paying me a flat $15 or $20 per employee as commission. I have some financial common sense and have realized that the amount of time I spend on these small groups, enrolling employees, answering questions, helping with claims issues, helping with billing issues, shopping and comparing their coverages at renewal time in an effort to save them money and still keep reasonable benefit levels, etc. etc. after the Agency I work for takes its cut, is not worth my time!
-- sickofitall, Consumer group: 3 reasons why health reform won't put brokers out of business
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