Having trouble viewing this email? Click here to view online.
To ensure this eNewsletter is delivered to your inbox (and not your junk folder),
please add admin@%%merge sites_.domainname_%% to your safe senders list.
Advertisement
BenefitsPro Daily eNewsletter
Above the Fold March 8, 2012
 
The dangers of an underfunded HSA
By Dave Keller
An employee unprepared for the financial impact of a large claim on a high-deductible health plan might be faced with a financial crisis even though he or she has a quality comprehensive health insurance plan in place…Read more
Today's News
Most employers support mobile work styles
By Amanda McGrory
By the end of 2013, 93 percent of employers plan to initiate mobile work styles, up from 37 percent of employers that offer these arrangements today, according to a survey of senior IT decision-makers by Citrix, a provider of mobile work styles and cloud services…Read more
Major firms ask Congress for pension funding exemption
By Andy Stonehouse
Low interest rates have led several major US trade groups to push Congress to reconsider the amount of money their members are required to feed into their pension funds — though similar requests have, in the past, helped lead to pension shortfalls such as those experienced by the flailing American Airlines…Read more
Economy changed the way Americans contribute to their IRAS
By Paula Aven Gladych
The current economy has affected how nearly half of Americans approach IRA contributions, according to a Charles Schwab quarterly retirement pulse survey…Read more

The #1 online destination for EVERY benefits professional. Get the information you need so you can spend less time surfing the web, more time doing your job. Log on today!

The Pulse
Jenny Ivy
Wishing for wellness
By Jenny Ivy
Amid the litany of measures to scale back rising benefits costs, employers are actually becoming more aggressive with their wellness program dollars. And if you think health management initiatives are all about breaking bad health habits, think again. There may come a point when no one will be able to receive medical coverage unless they're taking part in the company wellness program…Read more
Advertisement
Overheard on BenefitsPro

There is another way (among many, I am sure) of filling the gap. Instead of having a savings account that grows with 1 or 2% interest, imagine an account with 300% interest! The savings account would be owned by the insurer, but it would provide a basis of which to apply the multiple of 3. For example, an "account" of $10,000 could have an associated multiple of 3, or $30,000, 300% interest. Now, the insured has $40,000 of protection, and can use those dollars any way he wants, even from the first dollar. If he doesn't use the benefits, he has effectively increased his deductible to $40,000. Doing so saves about 70% or $10,000 every year, off of a traditional premium. Impossible you may say. Not according to Milliman, an actuarial firm, with whom we have had 2 productive meetings. We look forward to their analyses in 3-4 weeks.

-- Don Levit, The dangers of an underfunded HSA

Connect with Us
Facebook Twitter LinkedIn  
Subscribe to our eNewsletters
Get the best of BenefitsPro.com, from market trends and news, to the analysis that will connect you with the employee benefits industry - spend less time surfing the Web for the info you need and more working.
Check out BenefitsPro.com eNewsletters!
Subscribe
Contact the Editor
FreeERISA FreeERISA

Access the premier employee benefits and retirement data resource at FreeERISA.BenefitsPro.com! Receive free access to form 5500s filed with the Dept. of Labor over the past 2 years, which include data on retirement, health, life, and other benefits plans from more than 1 million U.S. companies.

Advertise  |  Subscribe:  eNewsletters  ·  Magazine ©2012 BenefitsPro.com, All rights reserved. Privacy Policy
Did a friend send you this? Click here to get your own free subscription.
To comment on this eNewsletter, contact [email protected].
You have received this email at %%emailaddr%%.
Click here to unsubscribe from %%merge list.descshort%%.
Click here to unsubscribe from ALL Summit Business Media email lists.
Summit Business Media Summit Business Media
5081 Olympic Boulevard
Erlanger, KY 41018
1-800-543-0874