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Consumer Driven Online eNewsletter
Consumer Driven Views June 22, 2011
 
Jim Priebe
Cost savings, improved wellness make the case for HSAs
By Jim Priebe
Many brokers today remain skeptical that consumer-directed health plans will fulfill their promise. But they are missing the point: the connection between health and financial security is clear to employers and, increasingly, to their employees…Read more
Stories of the Week
Survey finds cautious health care consumers
By Tom Murphy, AP
The economy has made consumers more cautious about health care spending and forced some to reduce it considerably, according to a Deloitte Center for Health Solutions survey…Read more
Health savings account plans see brisk growth
By Tom Murphy, AP
Enrollment in high-deductible health insurance plans that can help consumers save for medical expenses climbed 14 percent this year and has jumped 87 percent since January 2008, according to the trade association America's Health Insurance Plans…Read more
EBRI: CDHP enrollees more educated, healthier, earn more
By Staff Writer
In the 10 years that consumer-driven health plans (CDHPs) have existed they have tended to attract participants who are better educated, healthier, and have higher incomes than people in traditional health plans, according to a new report by the nonpartisan Employee Benefit Research Institute (EBRI)…Read more

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Industry Insight
Why most employers will keep their health plans after 2013
By Brad Warrick
Some analysts predict that a large number of employers will terminate their health plans in 2014 and simply pay the annual penalty of $2,000 per employee. After all, they argue, employers' health plan costs will only continue to rise, and the fines will be relatively modest compared to what it will cost to continue providing coverage…Read more
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