Statistics aside, a consumer outlet for health care efficiency seems to be a great alternative. But what happens when that alternative hits yet another systemic wall? Read more
Health savings accounts allow individuals to set aside tax–free dollars to pay for qualified medical expenses. As such, it makes sense to most people that they would lose this tax benefit and pay an additional penalty if they use HSA money for an ineligible expense, similar to the tax and penalty they would pay for an early withdrawal from an IRA or 401(k)…Read more
The largest–ever assessment of high–deductible plans shows patients using these plans significantly cut back on preventive health care, even though they end up saving dramatically on costs…Read more
A report issued by Express Scripts pointed out that the United States can eliminate 33 percent of its annual pharmacy–related waste by encouraging patients to improve behaviors linked to prescription drugs…Read more
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It seems that each week brings with it a new research study on the impact of consumer–driven health plans (CDHPs). Are they saving any money? Are they helping to educate health plan members to be better consumers? Are these consumers making good choices about their health care spending, or are they skimping on preventive care? Read more
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