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Voluntary Benefits in the Era of Health Care Reform Over the last three years, voluntary insurance policies have doubled in popularity and are offered to more than 90 million full-time workers.1 With 45% of workers having less than $1,000 to pay for out-of-pocket medical expenses for an illness or accident, voluntary policies help supplement their existing benefit coverage. With more than 62% of brokers saying the most important issue for their firm right now is the “rising health care costs impacting client decisions on benefits,” offering voluntary policies is a viable solution to help address changes coming to our health care system as a result of Health Care Reform.2
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