February 2010, Volume 3, Issue 12 |
Exploring the life settlement option for clients |
Feature: How does disclosure of settlement options impact agents?
By Linda Koco - Washington, Oregon and Maine now have laws that a require life insurers to notify policyowners that the owners have alternatives to cashing out, accelerating or lapsing their life policies.
That development is being welcomed by settlement industry professionals, because one of the available options is life settlements. But how might those new laws impact advisors who work on settlement cases? The question is getting legs because some industry experts are predicting other states will enact similar laws and…
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Ask the expert: Agency licensing requirements
Question: If I work for an insurance agency that also occasionally brokers viatical or life settlements, and I have an individual settlement broker’s license in a state, does my company also need to be licensed as a settlement broker in that state too?
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Quiz question: The current market conditions for settlements
United States life settlement providers believe that, between December 2009 and January 2010, market conditions for settlements have:
a) Improved strongly
b) Improved modestly
c) Not changed at all
d) Worsened modestly
e) Worsened dramatically
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