Eye on the Experts
How to Purchase “Cyber” Insurance
“Cyber” insurance can be an extremely valuable asset in an organization’s strategy to address and mitigate cyber security, data privacy, and other risks. But selecting and negotiating the right insurance product can present a significant challenge given, among other things, the lack of standardized policy language and the fact that many “off the shelf” policies do not adequately match the organization’s risk profile. Here, Roberta D. Anderson of K&L Gates LLP offers five tips to help facilitate a successful cyber policy placement. Read More

Eye on the Experts
Enforcement Under the New Jersey Insurance Fraud Prevention Act Will Be Swift Without Jury Trial
As a result of a recent decision by a New Jersey appellate court, combating insurance fraud should be quicker and less expensive for insurance carriers in New Jersey. Read More

Eye on the Experts
Controlling a U.S. Insurance Company: Key Regulatory Basics That Funds Need To Know
The last few years have seen increasing private fund activity in the insurance sector, including acquisitions of existing carriers as well as start-ups. In this highly regulated sector, an understanding of some of the basic pillars of insurance law – particularly the oversight by regulators of those who control insurers – is essential for playing in this space. Read More

Eye on the Experts
Texas Supreme Court Rejects Pro Rata Allocation, Confirms “All Sums” Based on American Physicians Insurance Exchange v. Garcia
In a significant opinion favorable to policyholders, the Texas Supreme Court reaffirmed the “all sums” approach with respect to insurance indemnity obligations. Read More