Errors & Omissions
Agent v. Agent: Claims for Intentional Wrongdoing Not Covered by Defendant Agency’s E&O Policy
The U.S. Court of Appeals for the Sixth Circuit has ruled that an insurance carrier that provided an insurance professionals errors and omissions liability insurance policy to an agency was not obligated to defend the agency in a suit brought by a competitor agency, where the suit only asserted claims for intentional wrongdoing. Read More

Homeowners Insurance
Lead Exclusion in Landlord’s Policy Did Not Violate Public Policy, Appellate Court Holds
An intermediate appellate court in New York has affirmed a trial court’s decision that a lead exclusion in a landlord’s insurance policy did not violate public policy and barred coverage of a tenant’s claims for bodily injury allegedly sustained as a result of lead poisoning. Read More

Homeowners Insurance
West Virginia’s Highest Court Finds “Collapse” to be Ambiguous and Rules that It Includes Something Less than “Complete Falling In”
West Virginia’s highest court, the Supreme Court of Appeals, has ruled that the term “collapse” as used (but not defined) in a homeowner’s insurance policy was ambiguous, meant something less than “complete falling in” of a kitchen floor, and included “substantial impairment of the structural integrity” of the floor. The court also held that whether an insured should have known that decay was causing her kitchen floor to sink was a genuine issue of material fact that had to be decided by a jury. Read More

Automobile Insurance
North Carolina Appellate Court Upholds Jury Decision Finding $1 Million in UIM Coverage
An appellate court in North Carolina has upheld a jury decision finding that a policyholder was entitled to $1 million in uninsured motorist benefits because she had not signed an uninsured/underinsured motorist selection rejection form. Read More