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TODAY'S TOP DEVELOPMENTS Thursday, February 18, 2016   Industry news, expert analysis, and daily updates on the most significant insurance coverage legal developments—from the insurance and legal experts of The National Underwriter Company.  CASE LAW Commercial Lines N.Y.'s Top Court Decides that Class Action Civil Rights Suit Was Not One Occurrence New York's highest court, the New York Court of Appeals, has ruled that a class action civil rights lawsuit against a New York county did not constitute one occurrence under its insurance policies' definition of "occurrence." It also ruled that the attorneys' fees generated in defending that suit were properly allocated to the named plaintiff. Read More Homeowners Insurance Minnesota Supreme: Trier of Fact Must Determine Whether Actual Cash Value, When Undefined, Included Depreciation of Embedded Labor Components The Minnesota Supreme Court, in response to a certified question from a federal district court, has ruled that, absent specific language in a homeowners' insurance policy identifying a method of calculating actual cash value, the trier of fact must determine whether depreciation of embedded labor components "logically tend[ed] to the formation of a correct estimate of the loss."  Read More Verdicts & Settlements Guest Who Fell Off Pool Deck, Fracturing His Ribs, Was Negligent, Jury Finds A jury in Hays County, Texas, has decided that a guest who fell off a pool deck that partially surrounded an above-ground pool was negligent and not entitled to any damages from the homeowners.  Read More Professional Liability Insurance Contract Public Defender Was Not Entitled to Coverage under County's Liability Policy, Washington Federal Court Declares The U.S. District Court for the Western District of Washington has ruled that a contract public defender was not entitled to coverage for a malpractice lawsuit brought against him by a former client as he was not an employee or an appointed official of the county. Read More View All Case Law Developments    LEGISLATIVE/REGULATORY In the States Florida Regulators Approve Removal of Up to 66,500 More Policies from Citizens Property The Florida Office of Insurance Regulation has approved the removal of up to an additional 65,000 personal residential policies and 1,500 commercial residential polices from Citizens Property Insurance Corporation. Read More Insurance Fraud North Jersey Neurologist Charged with Billing Insurance Carriers for Medical Procedures He Did Not Perform Gautam Sehgal, a New Jersey neurologist, has been charged by a state grand jury with seven counts of health care claims fraud in the second degree for allegedly filing fraudulent bills to insurance carriers. Read More View All Legislative/Regulatory Developments      INDUSTRY NEWS FC&S Legal Publishes "2015 Excess and Surplus Lines Laws: Minnesota" Read More Ball Janik LLP Adds Jessica O'Reilly to Its Orlando Office  Read More Good Drivers Pay More for Basic Auto Insurance if They Rent Rather than Own a Home, Consumer Group Says  Read More QBE North America Appoints Dennis Kearns Senior Vice President and Underwriting Leader for its Financial Institutions Practice Read More ProAssurance Appoints Edward L. Rand, Jr., President and Karen M. Murphy EVP of Medmarc; Mary Todd Peterson to Retire Read More View All Industry News   Q&A Med Pay and Physical Damage Coverages under the PAP Browse our entire library of over 2,500 insurance resources and forms.    INSURANCE COVERAGE  LAW REPORT View Entire January/February Insurance Coverage Law Report   View Insurance Coverage Law Report Archives   Steven A. Meyerowitz, ESQ. Director, FC&S Legal smeyerowitz@alm.com Victoria Prussen Spears, ESQ. Associate Director, FC&S Legal vspears@alm.com FC&S Legal Editorial Advisory Board Mitchell J. Auslander, Willkie Farr & Gallagher LLP Carrie Cope, Schuyler, Roche & Crisham, P.C. Anjali C. Das, Wilson Elser John F. Finnegan, Chadbourne & Parke LLP Michele L. Jacobson, Stroock & Stroock & Lavan LLP Timothy P. Law, Reed Smith LLP Cort T. Malone, Anderson Kill, P.C. Richard D. Milone, Kelley Drye & Warren LLP Joseph P. Monteleone, Rivkin Radler LLP Anne M. Murray, Rivkin Radler LLP Jerold Oshinsky, Kasowitz, Benson, Torres & Friedman LLP Seth B. Schafler, Proskauer Rose LLP Thomas F. Segalla, Goldberg Segalla David D. Thamann, The National Underwriter Company FC&S Daily Legal Report ($1,295 annual subscription) is included as part of your subscription to FC&S Legal: The Insurance Information Center. FC&S Daily Legal Report and The Insurance Coverage Law Report are publications of The National Underwriter Company. For more information, visit www.fcandslegal.com. To subscribe to FC&S Legal, please contact customer service at 1-800-543-0874 or customerservice@nuco.com. FC&S Legal: The Insurance Coverage Law Information Center    LinkedIn   To ensure future delivery of email, please add admin@list.nationalunderwriter.com to your address book, contacts or safe sender list. You have received this email at %%merge members_.emailaddr_%%. Click here to unsubscribe from %%merge list.descshort%%. 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