Problems viewing this email? Click Here June 30, 2017      Q&A of the Week Smoke as a Pollutant Hostile fire excludes coverage for smoke damage. Read More    What's New This Week in FC&S Dangerously Fun Fidget Spinners Discusses fidget spinners, their dangers and product liability issues. Read More    Litigation Watch Disability Benefits are not Considered Marital Property and not Subject to Equitable Division in Divorce Disability benefits issued pursuant to an insurance policy after the insured is catastrophically injured, considered non-marital property and are not subject to equitable division in the case of a divorce. Read More    Fraud of the Week False Flaim Fraud – New Jersey Man impersonates deceased mother to procure elderly insurance discounts and files false claims. Read More        FC&S Ask the Experts Did you realize that the Q&A section of FC&S is made up of questions submitted by subscribers like you? Paid subscribers to FC&S Online or print FC&S Bulletins are invited to submit insurance coverage questions to the editors. We'll provide a personalized opinion within five business days. (We'll let you know if it will be longer than that. Sometimes we have to gather research or other supporting materials). Who knows? Your question may be featured (anonymously) in the online Q&A of the Week or as an FC&S update. Submit your coverage interpretation question right to the editors of FC&S for quick and reliable information. Ask our expert staff a question by  clicking here.    Maximize Your FC&S  Online Subscription! FC&S editors regularly conduct web-based demos of the service. Feel free to contact Christine Barlow, cbarlow@alm.com, to set one up! They only take 30 minutes, a small investment of time that will help you learn all that FC&S Online has to offer.    Contact Us As always, your comments and questions are welcome. Contact us at: FC&S Department Phone: 800-543-0874 Fax: 859-692-2293 Email: eAlerts@nuco.com

FC&S Team Kelly Maheu, J.D. Publisher   Diane W. Richardson, CPCU Consulting Editor Christine G. Barlow, CPCU Managing Editor, FC&S   Karen Sorrell Insurance Editor Susan L. Massmann, CPCU Managing Editor, Electronic Publications   Emily Brunner Online/Print/Production Editor Barry Zalma, Esq., CFE Contributing Editor   Donna Cozatchy Creative Director Hannah Smith, J.D. Staff Writer

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