Because of the "use it or lose it" provision, which mandates that participants spend down the entirety of their FSAs by the plan year's end, many consumers have been wary to enroll in these accounts for fear of losing their hard-earned dollars. That's an unnecessary penalty, according to Senators Ben Cardin (D-Md.) and Mike Enzi (R-Wyo.)…Read more
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Americans are occasionally a little too optimistic. For example, the 2011 Aflac WorkForces Report conducted by Harris Interactive – a recent survey of more than 2,000 benefits decision-makers and more than 4,000 U.S. workers – found that 13 percent of workers believe it's likely that they or a family member will experience a serious illness, such as heart disease or cancer, in the future…Read more
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