Funny thing is, the vocal anti-vaccine crowd needs the vaccinated majority to keep their children healthy. As we saw with recent pertussis and measles outbreaks in California, all it takes is a single unvaccinated parent or child to reignite another epidemic.…Read more
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This week I took a look at whether premiums can be used to predict claims. Unfortunately, claims paid are only required to be reported on health policies that use experience related contracts, which represent a very small minority (around 7 percent) of health plans filed.…Read more
When I'm asked to help with an employee benefit design, one of my first questions concerns the employer's tax structure. Unfortunately, sometimes the response is, "Who cares?"…Read more
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